Effective Date: February 1, 2025

These Terms of Use (“Terms”) govern your use of the website and services provided by Melissa Martin Insurance and Coaching Solutions (“we,” “our,” or “the Company”). By accessing or using our website, services, or any related content, you agree to comply with and be bound by these Terms.

1. Acceptance of Terms

By accessing or using the website ) and services offered by Melissa Martin Insurance and Coaching Solutions, you acknowledge that you have read, understood, and agree to these Terms of Use. If you do not agree to these Terms, you should not use our website or services.

2. Services Offered

Melissa Martin Insurance and Coaching Solutions offers insurance services, coaching solutions, consultations, and related resources. These services are intended to provide guidance, support, and access to insurance products and coaching programs to individuals and businesses.

3. Use of Website

You agree to use the website and any associated content for lawful purposes only. You will not engage in any activity that may harm or disrupt the website, its services, or the security of the platform. You may not use any automated means to access, scrape, or copy data from the website without prior written consent from the Company.

4. Account Registration

To access certain services, you may be required to create an account. By doing so, you agree to provide accurate and current information. You are responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account.

5. User Conduct

You agree not to:

• Use the website or services for any unlawful, fraudulent, or harmful activities.

• Impersonate any person or entity or misrepresent your affiliation with any person or entity.

• Post, transmit, or distribute any material that is defamatory, offensive, or violates the rights of others.

6. Privacy Policy

Your use of our website and services is also governed by our Privacy Policy, which can be found on our website. By using our website, you consent to the collection and use of your personal information as outlined in the Privacy Policy.

7. Limitation of Liability

Melissa Martin Insurance and Coaching Solutions makes no representations or warranties regarding the accuracy, reliability, or completeness of the information provided on the website. We are not liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of the website or services.

8. Third-Party Links

The website may contain links to third-party websites or services that are not controlled by Melissa Martin Insurance and Coaching Solutions. We are not responsible for the content, policies, or practices of any third-party sites. You acknowledge that access to any third-party links is at your own risk.

9. Indemnification

You agree to indemnify and hold harmless Melissa Martin Insurance and Coaching Solutions, its employees, agents, and affiliates from any claims, damages, or liabilities arising out of your use of the website or services, your violation of these Terms, or your infringement of any rights of a third party.

10. Termination

We reserve the right to suspend or terminate your access to our website or services at any time, without prior notice, if we believe you have violated these Terms or engaged in any unlawful activity.

11. Modifications to Terms

Melissa Martin Insurance and Coaching Solutions may update or modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the website and services after any changes are made constitutes your acceptance of the revised Terms.

12. Governing Law

These Terms will be governed by and construed in accordance with the laws of the state in which Melissa Martin Insurance and Coaching Solutions operates, without regard to its conflict of law principles.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Melissa Martin Insurance and Coaching Solutions